4732 Osage Beach Pkwy. Suite C Osage Beach MO, 65065
We have life insurance plans to fit every budget.
Term life insurance is a low-cost way to provide maximum life insurance coverage for a specific period of time. The policy expires after the specified time, generally five to twenty years. Term life insurance only pays a death benefit if the insured dies during that term.
Universal life/indexed universal life policies typically provide coverage for a much longer period of time. Folks who choose indexed universal life, are able to borrow against their policy after a period of time.
Whole life policies provide permanent protection for the insured from the date the policy is issued through the date of death, provided premiums are paid. Cash value buildup may provide a source of funds to help offset costs for things like continued education.
With average funeral costs at about $8,000 to $12,000, Final Expense plans are a great way to help offset the financial burden for loved ones. These are small whole life policies, generally purchased by folks nearing retirement.
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4732 Osage Beach Pkwy
Osage Beach MO, 65065