4732 Osage Beach Pkwy. Suite C Osage Beach MO, 65065
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4732 Osage Beach Pkwy
Osage Beach MO, 65065
Individual and family health insurance is health coverage tailored for folks who don't have health insurance through their employer. These plans include high deductible health insurance to help with lower premiums; plans available on the "marketplace", allowing for a tax credit; traditional policies; as well as short term medical plans.
These plans are not subject to the open enrollment period. Therefore, enrollment is available throughout the year.
Short Term Medical Plans
Short term medical plans offer health care coverage for a limited period of time (up to 6 with the chance to renew for up to 12 months in Missouri) and can be a great solution when you're between jobs, waiting for group coverage to start, or need an affordable solution to a more traditional health insurance plan. The plans have limitations. For example, most plans do not cover preventive or prescriptions, and many have a lifetime maximum. These plans are not subject to the open enrollment period. Therefore, enrollment is available year round.
Faith Based plans
Health care sharing ministries (faith based plans) are a form of health coverage in which members — who typically share a religious belief — make monthly payments to cover expenses of other members. These faith based plans do not have to comply with the consumer protections of the Affordable Care Act and may provide value for some individuals, but pose risks for others. Although these plans are not insurance and do not guarantee payment of claims, their features closely mimic traditional insurance products. These types of coverages are not an insurance product, therefore are not regulated by the Department of Insurance. Faith based coverage can choose not to cover pre-existing conditions, can disenroll you from their coverage, and have limitations. Be sure to read the entire plan documents before enrolling. Jennings Insurance does not endorse faith based plans. However, in an effort to give our clients a thorough view of options available to help offset potential healthcare costs, we provide an avenue to enroll.
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